Free resources

[sina]

just some things i've found on my travels

http://www.opensourcetemplates.org/
http://www.oswd.org/
http://www.openwebdesign.org/
http://www.opendesigns.org/

and for images
http://psdtuts.com/

This article by IBM is good too, it lists about 30 good sites and tips.
http://www.ibm.com/developerworks/library/wa-freeweb/

hope that helps you guys.

[Josh]

Nice sites I've got a few of them favorited.. heres some more frequent ones I use from my favs...

CSS templates:
http://csscreme.com/freecsstemplates/
http://www.freecsstemplate.com/free_website_templates.php
http://www.free-css.com/free-css-templates/page1.php
http://csstemplatesforfree.com/csstemplates.aspx
http://www.freecsstemplates.org/

Joomla templates:
http://www.templatki.com/ [ not in english but easy enough to understand ;) ]

Open-source scripts:
http://www.opensourcescripts.com/dir/PHP/

& of course:
www.sourceforge.net

also came across this guys blog whos got some real nice stuff [PSD style -> scripts etc] for download:
http://www.dezinerfolio.com/downloads/

[ParodyUK]

Think this should be made into a blog post :)

[ParodyUK]

http://www.styleshout.com/
Also a good place.
Open source templates. I robbed some images from there as well :)

[ParodyUK]

http://photoshop-freebies.com/

Good place for free photoshop things.

[sina]

stock photography is always handy.

http://www.sxc.hu/

josh your joomla template recommendation is quite good. +1